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Showing content with the highest reputation on 08/25/2022 in all areas

  1. When I graduated high school I had been accepted to UT, Tech, and a couple of other smaller schools. My grades and SAT scores were good enough to get into just about anywhere I wanted, but not quite good enough to get the insane amounts of scholarships needed to avoid taking out massive student loans. I chose to live at home for a year, going to Lamar. I worked and saved money, and the scholarships I had received covered my tuition at the much cheaper school. After a year I transferred to East Texas Baptist University to join the soccer team (and to follow a gf). Tuition + room and board was about 6.5K a semester when I started (still very affordable compared to other schools). My parents helped as much as they could, I worked 30 hours a week, and I still had a few small scholarships that helped out. My junior year tuition went up to $8K. Before my senior year my fiancee and I realized that if we moved up our wedding a year we'd qualify for grants that we wouldn't have to pay back, so we went for it. My tuition dropped to $1200 my last two semesters, hers to $1800. I didn't borrow a penny. Would going to UT have been awesome? Yes it would have. But you know what was more awesome? Starting my grownup life with zero debt. I did not work my butt off and make smart financial decisions so that I could one day help dumb college graduates pay for the "full college experience". Please explain to me why there are people out there taking out $100K in loans to not only get meaningless degrees (I've known about 10 kids graduate with psychology degrees in the last 5 years, but none of them are using their degrees), but also MEANINGFUL degrees in professions that don't pay well. For example, if someone is dumb enough to go spend 200K on a teaching degree to enter a field that, while worthwhile and important, does not pay well at all, why the heck should they receive loan forgiveness for making dumb decisions? If you live close enough to commute to Lamar, even with today's inflated prices you can get a 4-year degree for $14,000. If you instead decide you want to incur massive student loans to pay for a $140,000 degree from Texas, I'd say it's up to you to find a job when you get out that will pay enough for you to take care of your own incurred expenses. If the government wants to fix this problem, the answer is not forfeiting hundreds of billions of dollars in student loans in increments that will only be a drop in the bucket for many anyway. I've seen significant research that shows after these loan payoffs it will only take 4 years for the amount of student loan debt to make it back to where it is currently. What's the point? The answer is regulation of college tuition and room and board costs. An in-state student pays $25K a semester for room and board + tuition at UT. It's 30K a semester to go to baylor. A&M is $26K a semester in-state. All of these schools are over $50K for a non-Texas resident per semester. These schools have anywhere from 30,000-50,000 students. We're talking profits in the billions. The primary purpose of colleges should not be money making. That is the real issue. But even still, I don't feel any different about someone who chooses to pay too much for a degree than I do for someone who ends up upside down on a vehicle note because they make 50K a year but "need" an 80K truck. Make responsible decisions, and don't expect the country to help you out when you don't.
    4 points
  2. The thread is about forgiving student debt, I’m against it. Anyone here in favor of it? Do your best not to bring up Trump, I know it’s hard but try.
    3 points
  3. Your comparing ppp loans to help people keep their businesses a float because most state governors took away their ability to make a living by shutting their businesses down to Student Forgiveness Loans? 😂 That’s not even in the same ballpark of comparisons. I personally just about lost my business that I’ve had for 15 years during all that nonsense of shutting the economy down. I received a PPP loan during that time but once I found out I was eligible for unemployment for a short period time I returned every penny of that loan. I’ve worked 2 jobs for the past 2 years to help make up for the business I lost during that stupid shutdown of the economy! I am about 70% back to normal with my business. Hopefully within the next year I can go back to working one job. So keep talking out your rear if you want too.
    3 points
  4. Are you talking about when Trump suspended loan payments temporarily due to covid? I don’t recall where Trump just did away with money owed.
    2 points
  5. Biden has no legislative authority to forgive student loans. This is all to help democrats in the mid terms because this regime has sucked badly in doing what’s good for this country. They’re are Just trying to pick up more low information voters.
    2 points
  6. I think its funny that people feel entitled enough to ask for a game to be moved from a natural surface to turf. I understand a game being moved is a field is not playable...as in still being constructed but moving a game cause of the potential for sloppy conditions... C'mon man!
    2 points
  7. Neither do I, I have been very critical of Republicans and my posts show that. But to not recognize that the democrats have been on a witch hunt for Trump even before the 2020 election, to the point of creating false evidence against him when they had none is blindly ignoring reality imo. It isn't just Trump either, look how they savaged the Republican nominated SCJs with lies that they knew were lies. To support the democrats is the epitome of blindly following.
    2 points
  8. It's looking great. They struck bedrock today. Admin was hoping for some mineral rights. Unfortunately, they'll have to stick to the tax base of the Orange Grove and Dominos. They starting a Gofundme for fresh jock straps and admin parking garage. The new band complex will wait until 2030. BOJO!
    2 points
  9. Canceling student debt is a tax on the most responsible people in the country. Forcing people who worked hard to repay their loans or those who didn't have the luxury of going to college, to subsidize people who wasted $$$ on worthless gender study degrees is a slap in the face.
    2 points
  10. Dr. Porterie wants to see you in his office first thing Monday morning. Something about employment. 🤷🏾‍♂️
    2 points
  11. Mr. Buddy Garrity

    Pam at png!!

    That dude so distraught we've been beating his neighborhood school head in the past couple years he's going against his employer's football team. He's going to be disappointed again. 🤷🏾‍♂️
    1 point
  12. AggiesAreWe

    Vidor vs Silsbee

    Texan Live has it on their schedule. Also SETXsports will be doing an audio broadcast of this game.
    1 point
  13. Again you must be referring to when State Governors shut businesses down due to the plandemic, an taking away peoples ability to make a living. What’s there to be outraged about? You take away someone’s ability to make a living an expect them to pull money out of there rear to pay bills. He paused it with no accrued interest. That’s was the right thing to do in that situation imo. He didn’t eliminate the debt he paused it. There were many mortgage companies, car lenders, and other businesses that gave extensions on paying them to help people out.
    1 point
  14. bingo. while it played no part in our decision to adopt, by adopting "at-risk" kids we've gotten tons of financial help/incentives from the government, I do understand the financial incentivization to encourage the adoption of kids who are difficult to place. While the help seems excessive at times, I'm certainly not giving any of it back, as I feel as though I've put plenty in over the years.
    1 point
  15. you have to prove you used the money for school (or prove that you voted for Biden)
    1 point
  16. I said that same thing about lumberton and spread. All it takes is the right coach
    1 point
  17. If you don't want the debt, don't borrow the money. It's not my fault that other people get loans. And it's not my responsibility to pay for these loans either! BigGirl -- the way the world works is I pay for mine and you pay for yours. Might want to pass that on to your friend!
    1 point
  18. What's interesting is that you scour the anti-consevative/Republican websites to find stuff like this (is it actually true?), but fail to have an opinion on the following: 1) Who's going to pay for this "loan forgiveness?" 2) It's clearly ILLEGAL what JoeBama has done. So, no, you are not unbiased. You have an leftist agenda!
    1 point
  19. He’s a Junior. He’ll be ready for senior year. Great player and kid
    1 point
  20. You're saying Republicans are the only ones complaining about this, democrats aren't, so, yeah, I'm quoting you on it. You seem to be saying if Republicans are doing it, then it must be ok...that's childish behavior by your very own definition in a previous post.
    1 point
  21. I would be interested in knowing the percentage of student loans (or grants for that matter) that actually resulted in a degree. Many get loans and grants and never complete their degree.
    1 point
  22. Lol, couldn’t find any democrats, huh? Talk about blindly following.
    1 point
  23. Mr. Buddy Garrity

    Pam at png!!

    Same here. That jumped out at me while reading.
    1 point
  24. KF89

    Pam at png!!

    Very interested to see the equally fast png wr's vs. P.A. DB'S according to Coach Joseph matchup......
    1 point
  25. [Hidden Content] southeast texas school districts here s a wagon you should jump on and never get off of Administrators have become more about people pleasing instead of laying the law down. Discipline is the number 1 reason there are so many staff vacancies. hats off to those that still woop that tail….your actually doing more good then all these so called behavior specialist. A piece of oak or some supposedly highly educated person. The oak works and is a whole lot cheaper. Case in point lack of discipline has taken over since corporal punishment got pushed out and these so called specialist took over. Results don’t lie
    1 point
  26. Good!! I always told the staff to bust mine’s asses. Lack of discipline is a major problem with today’s youth, and starts at home.
    1 point
  27. tvc184

    PNG News

    Yes, that is absolutely what I am saying. Time will tell but looking at prior SCOTUS cases, I don’t see that the federal government has a dog in the hunt. They certainly can’t claim Indian is offensive unless they change many of their own laws. The feds will have a tough sell when their main US Government advocate/organization for Indians is the Bureau of Indian Affairs.
    1 point
  28. tvc184

    PNG News

    I think you were making kind of an apples versus oranges argument. SCOTUS decisions aren’t that simple…. as I noted in the previous comment.
    1 point
  29. Mr. Buddy Garrity

    Pam at png!!

    CHRIS MOORE — Memorial, PNG football games should be regular occurrence [Hidden Content]
    1 point
  30. BADSANTA

    Vidor vs Silsbee

    We shall see!!! Good luck to both teams
    1 point
  31. Just another way dems prey on people’s lack of discipline…..just so they can get votes they care nothing about the person just the VOTE.
    1 point
  32. See what I mean. Plenty room for all the big shots.
    1 point
  33. Hawks18

    Coaching Carousel

    Yes they hired 2 old school coaches… we’ll see how it goes
    1 point
  34. png9mon

    Pam at png!!

    Unsure of how quickly the Indians will adapt to the new coaches schemes & plans. Things will pan out during the season. Totally sure that I am ready for some Indian football!! Love that Purple & White!!! Praying for a year of success for both the Titans & Indians. Most importantly that the Friday Night game is injury free!🏈
    1 point
  35. navydawg31

    Pam at png!!

    Oh boy… don’t group yourself with Vidor and LCM now 😂😂😂
    1 point
  36. outanup

    Pam at png!!

    And Todd Dodge is a dime drop .........or email on the I-pad away...
    1 point
  37. Mr. Buddy Garrity

    Pam at png!!

    So apparently there's going to be some atmospheric atmosphere stuff going on Friday per a former Png bandmom, whatever the hell that means. Physical Atmosphere I guess, I don't know. @BMTSoulja1 🤷🏾‍♂️
    1 point
  38. This is what happened… [Hidden Content]
    1 point
  39. Should have carried his bullet in his shirt pocket.
    1 point
  40. Mr. Buddy Garrity

    Pam at png!!

    Nah yall should run us off the field like West Brook was supposed to do in a scrimmage per some non-knowledgeable fake arse football expert, aint that right @BMTSoulja1 ??
    1 point
  41. tvc184

    Pam at png!!

    This seems like PNG having a nothing to lose and everything to win kind of game. PAM on the other hand has the pressure of being embarrassed. They bring in a team expected to win and having a good season against a smaller team with a new head coach. If PNG loses, especially if keeping it close, they have nothing to be ashamed about. If PAM loses……..
    1 point
  42. Unwoke

    Pam at png!!

    I-Pads get the Win! 😎
    1 point
  43. BMTSoulja1

    Pam at png!!

    Port Arthur - 21 PN-G - 28 The game is at the Rez. That’s all imma say…
    1 point
  44. Mr. Buddy Garrity

    Pam at png!!

    Hopefully it's an injury-free game and of course a Titan win. I think a certain person has learned a lesson that if you get a big lead at The Rez you keep your foot on their arse and don't let up, I hope we don't blow a big lead this time.
    1 point
  45. baddog

    Hagar’s Ramblings

    A good friend of mine’s mom had a ‘63 Impala two door with a 327 4 barrel and power glide transmission ( two speed automatic for you young folks). He would ask his mom if we could use the car on a Friday night. She would say put some gas in it ( about 17 cents per gallon). We would say ok and ran up and down 11th street in Beaumont (the drag for you young folks). What fun that was. The good old days. I wonder if his mom ever put her foot into that thing?
    1 point


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