This was a once in however many thousand year event. Houses that should've never been in danger of flooding received considerable damage. For those people, I'm glad FEMA is available. That being said, I know many families who live in Pinewood, Northwest Forest, Countrywood, and Bevil Oaks who did not have flood insurance. Many of those homes flooded before, and if not, many houses around them did. I have a hard time listening to friends who chose not to buy insurance gripe about having to wait for, not receiving enough of, or being denied for FEMA benefits. To be honest, in SOME cases, where people knew that flooding was a danger but chose to forego flood insurance, Big Girl has a point. Those people did not want to spend money to protect their house, and now expect the government to pay for their mistake. That being said, I disagree with her attempt to throw all republicans needing FEMA under the bus. Many, many people were affected by this storm who had no reason to believe they'd ever be in danger of flooding.