I am a RN. My sister went to the ER, because she had an earplug stuck in her ear. Her bill was 2,000. They charged her for the oxygen saturation monitoring, the med given, the doctor's prescription;even though, they couldnt remove the ear plug. She had to go to an ENT. Let's say it takes a year for a cancer patient to reach the 3 million dollar max(it takes a much shorter period of time). What does he/she do after they are kicked off of the plan?