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UT alum

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Everything posted by UT alum

  1. Farm Mutual Insurance companies come the closest to what you describe. Any physical risk of property damage or bodily injury/disease that can be actuarially measured should be shared. Profits should only be made by any entity that contributes to the efficiency of managing the risk. The industry is so intertwined with the investment and lending sectors of the economy, disentangling it would be extremely difficult
  2. I don’t know you and you don’t know me. I don’t rally and I don’t resist. I think for myself. Blanketing differing opinions under a derogatory catch phrase is both immature and insulting.
  3. Maybe it needs a little regulation? Texas used to have a “file and use” system of rate approval. The company would file with the department of insurance and the rate could only be used after approval was authorized. Back in the 90’s Governor Shrub and his band of idiots decided a “use and file” system would be better for everyone (heh heh). Companies can use whatever rate they want by filing, and can keep using until the state disapproves. I’ve never heard of a TDI disapproval. And rates have gone nowhere but up. The market does not have a sufficient diversity of players for market forces to have much control on pricing, especially for property insurance. The lawsuit defense has pretty much been a dead one since tort reform, but they keep flogging it. Reinsurance is the main culprit. One aspect of reinsurance is that it spreads risk more globally. Another is that It isn’t a regulated market. Property damage globally from climate related disasters is beginning to spiral out of control. Increased premiums at home (here) reflect a recouping losses from a typhoon in the Philippines as much as from a Hurricane here. This was my business from 40 odd years. Studied on it a lot.
  4. Nothing wrong with an educated guess. You may be right.
  5. If that was the order being requested to break, how does a protester’s antagonism become traitorous?
  6. Why must you politicize idiots??? There is no monopoly by either party.
  7. Incompetent lawyering. That’s what the Weasel has put in place. Procedure exists not to help the guilty. It insures fairness in the process. Trump wants people who do what he says, not people who are good at what they do. Throw it all at the wall, see what you can make stick. What leadership!
  8. Uhhhhh…I think the military’s oath of allegiance to the Constitution requires them to disobey orders contrary to the Constitution, thus sovereignty of the nation. If they believe the orders illegal, what’s wrong with protesting against them? Look what happened in 2016 when a bunch of people thought the election was illegal. Traitors, too?
  9. What do you not understand? A rational tariff plan would leave things out that could not be produced here. Not just a bunch of stuff thrown on the wall to see what sticks.
  10. If you tax imports on stuff we can’t make (bananas, coffee) what do you think happens? Two things. Pay more, or quit using them. Fifth grade math, dude.
  11. Associated Press reports Trump rescinds tariffs on beef, coffee, and tropical fruits in effort to lower grocery prices. There’s a lot packed in there. What happened to short term pain? Tariffs were not going to be inflationary. Why’s he backing off, then? He’s blown his own theories. What happens when that 100% stuff starts? Effective power is not chaotic.
  12. Well, they’ve had 15 years to converse about it and are no closer to a better plan than they were then. We’re talking over 15% of GDP here. That’s a big pile for the 1% to rake from. And here you think they’re going to shrink the pile? Funny.
  13. 5’9, 150
  14. One is an economic system, fascism is a governance system.
  15. The market picks up 20-25 million new customers, that means more income thus higher income for well run companies. Where’s the outrage over Big Pharma, companies like Boeing, Grumman, Raytheon, or the Silicon Valley giants et cetera ad nauseum. Lobby and campaign finance reform is what’s needed.
  16. Ever hear of food deserts? Most poor people live in them. Salt, sugar, and fat is about all they have available. That and substandard healthcare. Diabetes and obesity thrive in those circumstances. What’s your BMI? Just curious.
  17. You’re too easy. Over half of them are gainfully employed. Trump don’t care if people go hungry, and he’ll pay for that shameful attitude. [Hidden Content]
  18. Are you kidding me? The wall was built by communist fascists so that people wouldn’t flee to freedom. Fascists love to erase history. You and Little Mikie go ahead and spread your lies and misconceptions. Do you even know the difference between socialism and communism? I
  19. Indicator.
  20. See my reply to Hippie.
  21. I guess you didn’t pick up on the Cy-Fair school board election. Three book burning conservatives, even after a campaign visit by the governor, were defeated by progressive candidates. It’s changing on the ground.
  22. Well, the first elections of Trump’s second regime show that the old man’s grip is slipping. Economy’s tanking, inflation (particularly consumer staple goods) is beginning to soar out of control. The Supremes look like they’re finally going to put the little dictator in his place over tariffs. Lies don’t hold up over time, and his and little Mikie’s time is up. Can’t wait for midterms.
  23. Cutting food benefits to the poor at Thanksgiving is a hell of a way to show grace. Trump was ordered to continue benefits, said maybe he’d do half. Scrooge was a pussycat in comparison.
  24. I’ve consistently seen 42 million as the number. it’s disgusting to hear an FDA official politicizing their position, calling out opposition by name. She offered 0, zero, zip, nada evidence to support her claim that 20% of recipients are tied to illegal information. Sheep following a blind shepherd.
  25. Either go hungry or die for lack of medical care. Those are conservative policy talking points. Democrats are wiling to sacrifice short term pain for long term healthcare policy. Trump doesn’t care. The Post is slowly becoming a mouthpiece for Bezos. I canceled my subscription.
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