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So, coaching at Cleveland does not necessarily “torpedo someone’s chances of being hired elsewhere”? I have not met many coaches that think poorly of Cleveland coaches. Most have tremendous respect for them and do not hold the circumstances at Cleveland against them and their coaching abilities 

Yoakum kept it within 2 scores of Cuero and within 3 scores of Hitchcock and Columbus.  I won't be the least bit surprised if they find a way to beat Troy, and those results are more impressive to me than anything OF has done.  

Lindale 21- LCM 7

A lot...... Some where not.  My branch was one of the banks picked to enter the loan application and if approved, could issue the check.  There were strict rules, and I've helped a few who missed emails and were in default. The email had to be re-sent to a active email account and they had to produce documents of how it was spent or they would have to start paying it back.  Again- night and day from student loan forgiveness.    

and i don't think it's a heavy favorite.  OF is more than capable of beating either of them.