Port Arthur….retirement🤔

[5GallonBucket]

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@Mr. Buddy Garrity

where is beaumont at

[Mr. Buddy Garrity]

6 minutes ago, 5GallonBucket said:

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@Mr. Buddy Garrity

where is beaumont at

🤷🏾‍♂️ I laughed at that article earlier. 

[thetragichippy]

"based on what it describes as lower taxes, quality health care, and an affordable cost of living."

Taxes are not inexpensive....home prices are lower, which I guess makes out of pocket taxes lower, because no one wants to live in PA.  I'm in PA, 1700 sq ft home, with a 3.5 car garage and under roof carport between house and garage, very large lot. This home in Lumberton would be $300ish, I may get 150K when I sell. 

There are several insurance companies that won't even insure homes in PA, but when you do find one, (Goosehead is great), they won't cover windstorm, your agent gets that from the state.  I pay right under 4K a year to insure my home, including flood. The house has never flooded, but this is my childhood home and it has always had flood. You never know in PA when the pumps might not work......In Lumberton ) paid less that half of that for home insurance. FYI, Hardin county auto insurance is less than Jefferson county.....

You add in the crime rate of PA...........not ideal for someone wanting to retire.......IMO

oh, and if our healthcare is so good, when someone has a serious illness, why does everyone recommend going to Houston🤷‍♂️

 

[Mr. Buddy Garrity]

34 minutes ago, thetragichippy said:

"based on what it describes as lower taxes, quality health care, and an affordable cost of living."

Taxes are not inexpensive....home prices are lower, which I guess makes out of pocket taxes lower, because no one wants to live in PA.  I'm in PA, 1700 sq ft home, with a 3.5 car garage and under roof carport between house and garage, very large lot. This home in Lumberton would be $300ish, I may get 150K when I sell. 

There are several insurance companies that won't even insure homes in PA, but when you do find one, (Goosehead is great), they won't cover windstorm, your agent gets that from the state.  I pay right under 4K a year to insure my home, including flood. The house has never flooded, but this is my childhood home and it has always had flood. You never know in PA when the pumps might not work......In Lumberton ) paid less that half of that for home insurance. FYI, Hardin county auto insurance is less than Jefferson county.....

You add in the crime rate of PA...........not ideal for someone wanting to retire.......IMO

oh, and if our healthcare is so good, when someone has a serious illness, why does everyone recommend going to Houston🤷‍♂️

 

I wouldn't recommend this entire region as a retirement destination 🤷🏾‍♂️ 

My retirement destinations are very much North and West of this region (past I-35) almost out of this state. 

[thetragichippy]

58 minutes ago, Mr. Buddy Garrity said:

I wouldn't recommend this entire region as a retirement destination 🤷🏾‍♂️ 

I actually love the location of PA.....I was born and raised here. I love the water and proximity to Houston/Galveston/New Orleans and Austin.....

There are just too many things I don't like

 

[Separation Scientist]

I am involved with a ministry in PA. Been there many, many times. The value available to a home buyer is astounding. PA of course has tons of issues but it is underrated, IMO. 

[thetragichippy]

16 hours ago, Separation Scientist said:

The value available to a home buyer is astounding.

Yes, there are some really cool houses that are undervalued compared to the surrounding area. Most of your main insurance companies won't write home policies in PA, and the ones that do are twice what you would pay in Hardin County.  

[Separation Scientist]

I agree with that. Coastal counties are insurance challenged, and that includes Chambers. Co. too. I am "high and dry" with good elevation but some insurance companies wont underwrite Chambers Co. at all. We have been able to work around it with other companies, though.  I believe highly rated Kin Insurance covers any home in TX. 

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[SmashMouth]

I love the proximity to saltwater fishing access in Port Arthur. Past that, I can't imagine thinking, "You know, when I retire, I'm heading to Port Arthur...". Lol.

Ain't happenin'.